Can I get help with energy bills on Universal Credit?

On Benefits – ECO4 Scheme:

We have exciting news to share! You can now reduce your energy bills. The ECO4 Energy support scheme may interest you, and it can infuse your house and life with new energy.

A government-backed program, the ECO4 Scheme, aims to provide the tools you need to make your home more pleasant and sustainable. Through ECO4, you can invest in eco-friendly products and practices and receive up to £10,000 in cash.

These funds can cover a variety of environmentally friendly goods and practices, such as air source heat pumps, new boilers, and insulation for walls, floors, and lofts.

Take advantage of this fantastic chance to remodel your house and reduce energy costs. The ECO4 scheme application process is simple and uncomplicated. Our group is available to assist you at every turn. Complete the form to get started, and a helpful specialist will contact you to help with your application.

What is the government’s ECO program?

A UK government-led energy efficiency program called the Energy Company Obligation (ECO scheme) was initially established in 2013 and aims to address fuel poverty and reduce carbon emissions. Under the program, qualifying families must get financial support from medium-sized to big gas and electricity providers in the UK to increase their energy efficiency and save on energy bills. This program is one of the UK government’s primary efforts towards the “Net-zero by 2050” goal.

The ECO4 Scheme:

The fourth version of the Energy Company Obligation, ECO4, began on July 27, 2022, and will last until March 31, 2026. It focuses on vulnerable, low-income, and fuel-poor customer groups by installing heating and insulation measures. ECO’s objectives are as follows:

  • Assist in reducing fuel poverty and expediting the attainment of fuel poverty objectives.
  • Contribute to household sector carbon reduction targets
  • Encourage more economical energy use to help the UK reach its renewable energy target.
  • Promote industry innovation 

The ECO4 program’s primary goal is to assist low-income or vulnerable households.

Homeowners or private renters who reside in a property with energy efficiency bands D, E, F, or G and who currently get at least one of the qualifying benefits are eligible to participate in the ECO system.

 A little-known benefit to using Universal Credit Claims:

During the pandemic, the number of people asking for Universal Credit reached unprecedented heights, and this trend is expected to continue as economic instability persists.

Households may see increased energy expenditures and a loss of income due to spending more time at home and the impending cold weather. Many people will be learning about the benefits system for the first time and beginning to comprehend the guidelines, procedures, and intricacies involved in filing a claim.

For these applicants, there is one little-known benefit, though. The government’s Energy Company Obligation (ECO) program would allow home upgrades to anyone who has successfully applied for Universal Credit.

The current program, known as ECO4, is aimed at those whose energy expenses are more than their household income. For eligibility, the program maintains a list of “qualifying benefits.” On such list is Universal Credit.

Furthermore, the qualifying benefit section of the application does not need savings or income testing. Therefore, it is likely that you will be qualified if you get any of the benefits listed below (except Child Benefit, which has an income cap). 

What grants are available?

Under the Energy Company Obligation (ECO) program, various energy-efficiency upgrades, such as boiler upgrades, house insulation, and heating upgrades, can be installed. The primary energy companies provide financing for the Scheme, to which you are eligible if you make a benefit claim. 

Qualifying Benefits for the ECO4 Scheme:

  • Homeowners or private tenants
  • Households with low incomes who receive any of the specific benefits, including:
    • Income-based Jobseeker’s Allowance (JSA)
    • Housing Benefit
    • Income-related Employment and Support Allowance (ESA)
    • Income Support (IS)
    • Pension Credit Guarantee Credit (PCGC)
    • Working Tax Credit (WTC)
    • Child Tax Credit (CTC)
    • Universal Credit (UC)
    • Pension Credit Savings Credit (PCSC)
    • Child Benefit*
  • Properties with an EPC rating of lower D, E, F, & G.

What is Universal Credit?

A stipend to assist with living expenses is called Universal Credit. It is paid for some individuals once a month in the UK or twice a month.

If you’re unemployed, have little income, or are unable to work, you might be eligible for it.

You can also benefit from the ECO4 Scheme and save money on energy bills if eligible.

Benefits of Energy Bills Support the Scheme:

The ECO4 scheme includes a range of house upgrades, such as: 

  • Energy-saving home upgrades are available for no cost.
  • A rise in warmth and comfort in the home.
  • Lower annual energy bills by hundreds of pounds for heating and other uses.
  • Free renovations to energy-efficient, long-lasting items like air source heat pumps and solar panels raise the property’s overall value.
  • Lowering the household’s total carbon impact.


Millions of people could be forced into fuel poverty due to the present energy crisis, making it difficult for them to heat or power their homes. ECO, as supported by the UK Energy bills, extending the program for further years can help vulnerable people get through the difficult times ahead. Contact those who can assist you if you qualify for funding as soon as possible. 


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